Pension Plan (Tober Enterprises Division)

Sample Pension Calculation
Retirement Date: December 31, 2003
Age at Retirement: 57
Credited Service until January 1, 1999: 25 years
Credited Service from January 1 1999: 5 years

Year
Earnings

Employee
Contributions

1999
$ 41,600
$ 1,664
2000
42,016
1,681
2001
42,436
1,697
2002
42,860
1,714
2003
44,146
1,766
TOTAL
$ 213,058
$ 8,522

 

Pension Calculation

For service to 31/12/98   25 x $46.50 $ 1,162.50
For service after 31/12/98      
Greater of 1.4% x 213,058
12
= $248.57  
  OR    
  5 x $46.50 $232.50

        248.57
$ 1,411.07

       
Minimum Benefit from Employee Contributions
  15% x 8,522
12
  $ 106.53
  [NB - Member could have transferred amount in Employee Contribution Account to an approved Locked-in vehicle in lieu of receiving additional monthly pension from the Plan.]  
  Pension                     
$ 1,517.60
  Reduced by 9% for Early Retirement   < 136.58>
  Total Pension at Age 57                       
$ 1,381.02
  Additionally, the Member will receive a bridge benefit of $200 per month until age 60, and then $100 per month until age 65. See here for more details.  

 

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