Learn how contributions work and what it means to be an active member of the UFCW Pension Plan
The United Food and Commercial Workers (UFCW) Pension Plan serves all BC and Yukon employees covered by a collective agreement between the UFCW Union Locals 247 or 1518 and participating employers.
For all divisions, your membership begins (the earliest of the following):
Depending on your collective agreement, you may be required to contribute to the Plan.
Both your employee contribution rate (if applicable) and your employer's contribution rate are determined by your union/employer collective agreement. Your employer's contribution rate increases with age. Your employee contribution (if applicable) will automatically be deducted from your pay.
For more information on contribution rates, speak to your employer or Plan administrator.
If you receive wage loss benefits through WorkSafe BC, CPP, or your long-term disability plan, you will continue to earn pension credits under the Plan. Your employer will report your deemed earnings to the Plan during the period of your disability; no employer or employee contributions are required nor permitted while you receive wage loss benefits.
If you are not receiving wage loss benefits but you meet the definition of totally and permanently disabled under the Plan, contact the Plan administrator to see if you are eligible for a disability pension from the Plan.